Up to you, a juvy will grow to around 5" in the first year or so.
You can look at google images of what the fish from different areas look like, or any online stores that sell them will have pics.
Depends on your location, species, size and shipping costs.
You will want a gravel vacuum, and putting your hands in the tank isnt really a problem... unless the fish is trapped in a corner and you are messing with it it will leave you alone.
I wouldnt worry about PH so much, as long as your tap water isnt really messed up you should be fine. A stable PH is more important. Tips would be lots of filtration, lots of flow, a good diet (mine eats mostly pellets, with the occasional shrimp / fish fillets / etc) and patience.